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Räppli

Where did all the cents go?

Upload your bank statement and see where your money goes in seconds. With a budget score, honest critique and saving tips – no sign-up needed.

Upload statementTry with sample data
  • No sign-up
  • Nothing stored
  • Made in Switzerland

Knows your shops.

From Migros to Ochsner Sport: Räppli recognises Swiss merchants instantly. AI takes care of the rest.

  • Migros
  • Coop
  • SBB
  • Swisscom
  • Galaxus
  • Denner
  • CSS
  • Netflix
  • ZVV
  • Volg
  • Ochsner Sport
  • Uber Eats
  • Digitec
  • Helsana
  • Lidl
  • Spotify
  • Manor
  • Aldi
  • Zalando
  • Sunrise
  • BLS
  • Interdiscount
  • Coop Pronto
  • Mobility

Three steps to clarity.

  1. Upload

    Export your statement from e-banking and drop in the file. CSV, CAMT, Excel or PDF – whatever you've got.

  2. Räppli sorts

    Migros becomes groceries, SBB public transport, Netflix a subscription. Merchants Räppli doesn't know are sorted by AI.

  3. Get tips

    See where your money goes, get your budget score and concrete ideas on where to save.

Everything your account won't tell you.

Sorted automatically

Budget score & type

A score from 0 to 100 and a saver type that fits you.

Charts that make sense

CHF 186 a month on Uber Eats? You can do better.

Honest critique

Räppli names merchants and amounts.

Strengths & weaknesses

Concrete ways to save

With the amount per month and how much effort it takes.

Speaks your language

German, French, Italian and English. Räppli figures out which one you speak.

Your data stays with you.

  • Runs in your browser

    Your statement is read and analysed right on your device.

  • No account

    No email, no password, no profile of you.

  • No database

    We don't store anything.

  • Only the bare minimum goes to AI

    Mostly merchant names and amounts. Your IBAN, name and address are removed first.

  • Close the tab, it's gone

    Close the window and your analysis disappears.

What the AI gets to see

sent to AI

  • Uber EatsCHF 186
  • MigrosCHF 742
  • SwisscomCHF 69

stays with you

  • Your name
  • IBAN
  • Address

Works with your bank.

Export your statement from e-banking or your app – Räppli detects the format on its own.

  • UBS
  • PostFinance
  • Raiffeisen
  • ZKB
  • Cantonal banks
  • Migros Bank
  • Valiant
  • Revolut
  • neon
  • Yuh
  • and many more

Formats that work

  • .csv

    CSV

    The classic from every e-banking.

  • XML

    CAMT.053

    The Swiss banking standard. Most accurate.

  • .xlsx

    Excel

    Excel exports, for example from Revolut.

  • .pdf

    PDF

    Works too – the text is anonymised first.

Questions? Answers.

  • No. Räppli is free – no subscription, no account, no hidden costs.

Time to count your Rappen.

Upload statementTry with sample data